Types of Mortgage Loans

Mortgage Loans Aren’t Brain Surgery (I Promise)

You Don’t Need to Figure Out Loans on Your Own

I don’t believe in throwing out acronyms and rate sheets and expecting you to “get it.” I believe in explaining your options like I would to my own family—clearly, honestly, and with zero pressure.

Loan Options For Your Perfect Life

Every buyer has different goals, timelines, and comfort zones—and your mortgage should reflect that. Here’s how we break it down:

  • Refinancing Your Mortgage

    You already own the home—now let’s make it work smarter for you.

  • Conventional Loans

    This is the go-to for buyers with strong credit and a solid down payment.

  • FHA Loans

    FHA loans are one of the easiest ways to step into homeownership—with low barriers.

  • VA Loans

    If you’ve served, you’ve earned this. With zero down, no mortgage insurance, and great rates, VA loans are one of the best ways to buy a home.

  • USDA Loans

    If you’re buying in a qualifying area, USDA loans offer 0% down and low interest rates.

  • Construction Loans

    When the home you want doesn’t exist yet, build it.

  • Rehab Loans

    Rehab loans let you roll renovation costs into your mortgage so you can fix it up without draining your savings.

  • Fixed-Rate Home Loans

    A fixed-rate loan keeps things steady, so you don’t have to worry about market swings.

  • Union Home Insurance

    A mortgage gets you into the home. Insurance protects everything inside it.

You Don’t Need to Know It All—But You Need Someone Who Does

You don’t have to memorize loan terms or compare rates on five different tabs. That’s my job. I’ll break things down, answer your questions honestly, and build a loan plan that fits where you are and where you’re headed. Let’s make the mortgage part feel clear, so you can focus on what really matters: choosing the place where life happens.

Let’s Make This More Than a Mortgage

Whether this is your first loan or your fifth, let’s make sure it’s one you feel great about.