Build the Life You’re Dreaming Of

Mortgages for every type of home buyer.

Not Just a Home Loan. A Total Financial Experience.

  • “My experience with Union Home Mortgage was above my expectations. My financial needs were met with courteous, prompt, knowledgeable staff who made m feel as if I was their only customer. I will be using UHM again when buying future properties.“

    - Lea Ann B.

  • “Mitchell Severance was amazing and even checked in with me after everything was over. Totally impressed!”

    - Trent S.

  • “Mitch’s team is spot on and are easy to work with. Any questions I had were quickly answered. I would refinance with them well into the future.“

    - Gregory D.

  • “The team is courteous and respectful. I always feel valued and important when communicating them. The team is easy to reach and communication is clear. I always knew what to expect during each step of the process.“

    - Katie K.

  • “Everybody I worked with and talked to throughout the whole process was kind, professional and worked to make me feel comfortable on what I was getting myself into. They kept me informed on every step in the process and were in constant communication on where we were at.”
    - Michael P.

  • “Best home buying experience. There was not a time throughout the process where I felt uneasy or confused. Every step was thorough and easy to understand due to UHM’s ability to relay the information. I will definitely recommend UHM for anyone I know that is trying to buy a new home.”
    - Joseph R.

  • “Our overall experience UHM was amazing. The staff were friendly and informative every step of the way. We could not have picked a better lender to work with!”
    - Blake W.

  • “Mitchell and his team were phenomenal. Anytime I had questions, Mitchell, Lynn and Shawn were quick to respond, helpful, and provided explanation. They were all so personable, and I appreciate them coming alongside us during our home buying experience.”
    - Valerie H.

  • “Everyone was super understanding about this being our first time home buying experience! I received consistent messages asking if I needed any questions answered. I am very glad we chose UHM! They were responsive, caring and worked hard for us to close in a short amount of time with a great rate.”
    - Gianna F.

  • “Mitchell walked us through every single component of our loan. As first-time homeowners, this made us feel extremely comfortable moving forward. The team was extremely competent, efficient, and considerate. The team made us feel confident and comfortable with our home purchase.”
    - Alayna M.

  • “All interactions were not only friendly and knowledgeable but also very supportive in providing tremendous assistance and guidance. The service from this team was fantastic. Keep yo your friendly, knowledgeable, and professional assistance and guidance!”
    - Janet W.

  • “Mitchell and Lynn were great to talk with, provided clear and practical information. Turnaround time on all requests was outstanding! Everyone at UHM was friendly, helpful and encouraging. They took what could be an intimidating process and made it very easy to understand.”
    - Julie D.

  • “Mitchell and his team were very easy to work with. They always kept me in the loop and provided me the status of my loan often. Great service!”
    - Monica C.

  • “This experience exceeded my expectations. Fast and efficient. Wonderful people to work with and I will definitely remember them for future needs and if I hear from anyone. Also, they introduced me to an insurance company that saved me money there as well!!! Great people!”
    - Jamie K.

  • “Every interaction was pleasant, things moved along quickly and smoothly. Not once did I feel like things were falling apart, rather I was confident that Mitchell, Lynn, and Shawn were on top of everything and getting things done before I expected it.”
    - Katrina R.

  • “Our experience was the best! What we ended up with was a lower rate, lower monthly payment, shortened mortgage term, and cash back to help with home improvements. It was incredible that so many good things came out of it!!! And the icing on the cake was how easy it was!! I can't thank UHM enough.”
    - Audra S.

  • “We really appreciate that Mitchell took the time to walk us through the process and was there via phone call, text, or email any time we had questions. Everyone that reached out to us was so nice and it really felt like they had our best interest in mind. Thank you, UHM!”
    - Brenton S.

Meet Mitch Severance, Your Mortgage Guy for Life

With over 12 years in the industry and licenses in Ohio, Indiana, Kentucky, North Carolina, South Carolina, and Georgia, I bring small-town service and wide-reaching expertise. I’m based in Pickerington, OH, but the families I serve span across state lines.

What matters most to me? Education, financial awareness, and helping people use homeownership as a tool for long-term wealth. Whether it’s your first home or your forever home, I’m here to walk you through the numbers, explain your options, and make sure you feel clear and confident every step of the way.

Get the Right Loan, Without the Guesswork

First-Time Homebuyers

Buying your first home is a big deal—and it shouldn’t feel overwhelming. I’ll break it down step-by-step so you understand your loan, your budget, and what comes next.

Loan Options for Every Stage of Life

No two buyers are the same. That’s why I offer FHA, VA, USDA, Conventional, Rehab, and Fixed-Rate loans—each explained in plain language so you know exactly what you’re choosing.

Smart Refinancing Strategies

Already own your home? I’ll help you evaluate when and how to refinance—so you can lower your payment, access equity, or shorten your loan term with confidence.

Your Circle of Wealth Starts Here

Homeownership helps you build equity, plan for retirement, and grow your net worth. I created the Circle of Wealth—a framework built around the people and tools that help you win financially. This is the stuff nobody taught us in school. But we’re doing it differently now.

Make More Than a Mortgage, Make a Memory

This is about the place where life happens—your first backyard barbecue, your baby’s first steps, the start of something new. Let’s build a mortgage experience that’s unforgettable, for all the right reasons.